Average payday loan terms and rates in Oregon are described in the table below:
| Principal Amount: (amount financed) |
$100 | $200 | $300 |
| Finance Charge: (cost of loan) |
$13.05 | $26.11 | $39.17 |
| Total Repayment Amount: (principal plus finance charges) |
$113.05 | $226.11 | $339.17 |
| APR**: (Loan Term 31 Days) |
153.65% | 153.71% | 153.73% |
Note: Even average rates and terms may vary depending on the lender or banking institution you have addressed.