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Payday loans are currently one of the most discussed types of financial activity. But the subject of discussion is often not facts, but myths. Today, unscrupulous players still remain on the market, there are law violations: both in the procedures for issuing loans and in the procedures for collecting debts. Such violations form a negative…
Each person may face a difficult life situation that requires extra cash. But there are not so many ways to get a quick loan. One of them is a pawnshop loan. Currently, there are a lot of shortcomings in the activities of pawnshops. But, despite them, the demand for pawnshop services in the US is…
Missed payments and the subsequent sale of the debt to a collection agency can indeed be the reason for loan rejections, even if you closed the debt in the end. But you may get declined for a loan not only because of late payments. For example, there may be errors in your credit history or…
Taking loans from different banks and microfinance institutions, we run the risk of getting confused in them. In addition, it is always easier and more pleasant to deal with one debt than with several ones. Faced with the problem of paying off numerous loans, you can combine them into one. Consolidation of loans is a…
Not all applications for ordinary bank loans are immediately approved. In some cases, borrowers are declined for a loan due to insufficient income, poor credit history, or other reasons. As banks refuse loans frequently, people search for alternative products, such as a guaranteed payday loan online.
We live in an era of spending where the choice of things and services that can be purchased far exceeds our ability to pay for them. This imbalance can easily push people towards student loans, credit cards, mortgages, and other forms of borrowing money. Each year, 12 million Americans use payday loans to cover cash…