Home loan types in Oregon include the following options:
- Conventional Home Loans;
- Refinancing Home Loans;
- Residential Investment Loans;
- Reverse Mortgages;
- Home Affordable Refinance Program (HARP);
- Home Equity Loans & Lines Of Credit;
- Jumbo Home Loans;
- VA Home Loans;
- USDA Home Loans;
- Conforming High Balance Home Loans;
- Construction & Lot Loans;
- Remodel & Rehab Loans;
- Self-Employed Home Loans;
- EnergySpark Home Loan Program;
- FHA Home Loans;
- Good Neighbor Next Door Program;
- Home Advantage Loan Program;
- Energy Efficient Mortgages (Green Home Loans);
- House Key Opportunity Loan Program.
Some aspects of Oregon home loans
Oregon includes 1,8 million building units. The average Oregon housing nit costs $341,800. This price is considerably higher in compariso with average cost in other states. The medium interest rate for a 30-year fixed-rate home loans in Oregon is 2.95%. Home interest rates vary from 2.45% to 4%.
Keep in mind, that every lender or banking institution has its own terms and rates individual for each client. So, we provide above the average rates but they may differ. The terms may also be greater or lower.
In any case, you are welcome to address any lender to specify the terms and rates available for your individual case.